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Pat Haskins, a 72-year-old retired school teacher, poses for a portrait in the backyard of her home in Silver Spring, Md., on Oct. 22.  She had struggled to keep up with repairs as her basement flooded, a bathroom floor sagged and her disabled partner needed a ramp.
Moriah Ratner
/
For NPR
Older homes are the only ones many Americans can afford, but they are costly to fix and maintain, especially for seniors. A patchwork of programs to help are underfunded and have years-long waitlists.

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